Holiday Loans
Our gift to you this holiday season.
Take 4.00% *apr off your best rate.
Click below to see our rates.
Need more money this holiday season? We’re here to help with personal loans designed to match any budget. Finance a sunny vacation, debt consolidation, income tax payments, college tuition and much more—all at an affordable rate. We offer:
- Low rates
- Up to $15,000 available funds
- No pre-payment penalties
- Credit Life and Disability insurance
All personal loan applications are subject to credit approval. Additional terms, conditions, and eligibility requirements apply. UBI Federal Credit Union does not guarantee loan approval for all applicants.
APR= Annual Percentage Rate. The quoted rate is based on a 24-month term. Other great rates and terms are available. The monthly payment per $1,000 borrowed at 4.74% for 24 months is $43.93. This includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Rates are subject to change without notice. It is effective from December 1, 2025, to December 31, 2025. Loans must be applied for and closed on or before December 31, 2025.
Fill out an Application today and if you qualify, you'll get approved instantly! If you already have a loan with us and are trying to make a payment or pay it off, before sending us a payment, please call us for a payoff amount!
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About Us
In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today.
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