Mortgages

What Would You Like to Do? 


Refinance an Existing Mortgage(s)
Are you looking to shorten your existing mortgage term or to lower your existing interest rate, with an objective to reduce your current monthly expense, then our FAST TRAC Mortgage product may be a viable option, especially since UBIFCU covers ALL CLOSING COST EXPENSES! 


Access Credit on a Second Mortgage (Fixed Rate Home Equity Loan)
Interested in debt consolidation, home renovations, education funds, etc.? Our Fixed Rate Home Equity Products are competitively priced in today's market place. 


Access Credit on a HELOC (Home Equity Line of Credit)
A more convenient low cost (interest only monthly payment option) variable rate loan product that lets you access a credit line as you need it over time.  This product allows you to take funds as needed with low interest only monthly payments. Check out our low rate Home Equity Line of Credit (HELOC).
 

Buy a New Home or Refinance my Current One
We have partnered with Mortgage Markets to provide you with home buying power when you need it! They offer a number of products to fit a wide range of needs including:

  • Adjustable ARM’s
  • USDA (Rural Development Loans)
  • 15 & 30 Year Jumbo Mortgages (Mortgages greater than $647,200) 
  • FHA (Federal Housing Administration), VA (Veterans) & CHFA (Connecticut Housing Finance products)
  • First Time Homebuyer Program
  • 10, 15, 20 & 30 Year Fixed Mortgages
  • Second homes
  • 1-4 family investment properties
  • Out of state financing (you must still fit the UBI field of membership)

Get started now!