HELOC

HELOC Rates Term APR as low as
Up to 75% LOAN TO VALUE 300 Months (1) Prime - 1.0%
Over 75% LOAN TO VALUE 300 Months (1) Prime + 2.00%
Prime Rate . 5.50%
Rate Floor equals 3.50% - Rate will not go below 3.50% regardless of Prime Rate
(1) 120 month interest only draw period, 180 month repayment period.
Rates are subject to change without notice.
APR= Annual Percentage Rate.

Apply once and upon approval, you’ll have a source of low-cost funds that’s easily accessible whenever you need it. You pay interest only on the amount you use, so this flexible line of credit is ideal for unexpected purchases or expenses, as well as home remodels, second honeymoons or just about anything you can think of. Apply today, call or stop by.

  • Low interest only payments during hte 10 year draw period
  • Advances by check
  • No prepayment penalty
  • Home Equity Line of Credit available only on owner-occupied property. (Connecticut properties only)