Certificate of Deposit

Certificate Rates	Minimum	Rate	APY
3 month Certificate	$1,000	0.05%	0.05%
3 month Certificate - Jumbo	$50,000	0.07%	0.07%
6 month Certificate	$1,000	0.10%	0.10%
6 month Certificate - Jumbo	$50,000	0.12%	0.12%
12 month Certificate	$1,000	0.15%	0.15%
12 month Certificate - Jumbo	$50,000	0.17%	0.17%
12 month Certificate - NEW MONEY ONLY	$5,000	0.17%	0.17%
12 month Certificate - Jumbo - NEW MONEY ONLY	$50,000	0.19%	0.19%
18 month Certificate	$1,000	0.20%	0.20%
18 month Certificate - Jumbo	$50,000	0.22%	0.22%
18 month Certificate - NEW MONEY ONLY	$5,000	0.22%	0.22%
18 month Certificate - Jumbo - NEW MONEY ONLY	$50,000	0.24%	0.24%
24 month Certificate	$1,000	0.25%	0.25%
24 month Certificate - Jumbo	$50,000	0.27%	0.27%
30 month Certificate	$1,000	0.30%	0.30%
30 month Certificate - Jumbo	$50,000	0.32%	0.32%
36 month Certificate - SPECIAL	$1,000	0.35%	0.35%
36 month Certificate - Jumbo - SPECIAL	$50,000	0.37%	0.37%
36 month Certificate - NEW MONEY ONLY	$5,000	0.37%	0.37%
36 month Certificate - Jumbo - NEW MONEY ONLY	$50,000	0.39%	0.39%
48 month Certificate	$1,000	0.40%	0.40%
48 month Certificate - Jumbo	$50,000	0.42%	0.42%
60 month Certificate	$1,000	0.50%	0.50%
60 month Certificate - Jumbo	$50,000	0.52%	0.52%
Rates are subject to change without notice.
APY= Annual Percentage Yield.
Early withdrawal of a Certificate will incur a penalty.